Melody is an Associate in the Fintech and Financial Regulatory Practice at Allen & Gledhill LLP. Her areas of practice encompass capital markets, banking, financial advisory and payments work in Singapore. She has experience in advising traditional financial institutions, international organisations, technology conglomerates and start-ups on regulatory and compliance matters in respect of their business models, conduct of business requirements, regulatory filings and corporate acquisitions. In particular, Melody has advised on a variety of FinTech payments and fundraising models, and cryptocurrency trading and exchange businesses.