Lloyd is the founder of MinterEllisonRuddWatts’ highly acclaimed Financial Services Team and advises many of New Zealand’s top financial institutions and boutiques. He is also a sought-after advisor on investment funds, insurance, banking, fintech, financial services regulation, and corporate governance. He is highly ranked in major legal directories, including as Band 1 for Financial Services by Chambers Asia-Pacific and in the Hall of Fame for Investment Funds by The Legal 500 Asia Pacific. His qualifications include LLB (Otago), AMP (Wharton) and IDC (INSEAD). He is also a former member of the Securities Commission. A frequent thought leadership speaker and author, Lloyd’s articles on a wide range of topics, digital identity in the context of AML/CFT, conduct and culture for financial institutions, and trading in times of stress, are highly regarded. For his work on financial markets law reform, Lloyd was made a Fellow of the Institute of Finance Professionals New Zealand Inc (INFINZ). The implications of climate change for financial institutions is particular interest to him. In addition to publishing many articles on the topic, Lloyd has addressed conferences for INFINZ, The Banking and Financial Services Law Association (BFSLA), the UNEPFI, Risk NZ, and others. He is also a Board Member of Lawyers for Climate Action New Zealand Inc. (LCANZI) and has contributed to LCANZI’s submissions on the XRB’s consultation of the climate standards.